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Maryland Workers Compensation Lawyer

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Workers' compensation is the process wherein a business has a program in place that replaces a portion of income and medical expenses to employees who are injured or become injured to their jobs.

In Maryland, worker's compensation is compulsory. It is the employer's responsibility to provide the employee or the employee's family with medical and disability benefits due to a job-related injury, occupational disease, or death. It is important to report any injury to the employer within the allotted amount of time. Failure to do so could result in your case being lost. In Maryland, potential claimants have 10 days to report the injury, unless it is a hernia-related injury, in which case 30 days is the maximum amount of time that can be passed without filing.

In Maryland, workers' compensation insurance coverage may be provided through a private insurance company or through a state fund. Also, some employers choose to be self-insured.

Unfortunately, in some cases, a company or private employer will try to test these laws and attempt to pay an injured employee less than what that they deserve to be compensated for their injuries. In these cases, the injured employee should always contact a workers' compensation lawyer attorney for help.

If an agricultural employer's payroll for full-time workers is at least $15,000, he or she is required to provide workers' compensation insurance. Also, if an agricultural employer has at least three workers, he or she is required to provide workers' compensation insurance.

Domestic servants are also covered under Maryland's workers' compensation laws.

In Maryland, to be eligible for workers' compensation, the employee has to have suffered an injury caused by an individual accident accident or from overuse of the body as part of an everyday work practice, such as constant lifting. However, many employers with a lifting-extensive work routine will provide employees with adequate safe-lifting techniques, and failure to obey to these techniques can be classified as employee negligence. As evident, filing such a claim can be a tricky road to travel, making it even more imperative to look into a proper workers' compensation attorney lawyer in Maryland. A proper lawyer attorney specializing in workers' compensation will be able to file a claim with the Maryland Workers' Compensation Commission, which is the first step in the process of acquiring the workers' compensation that is entitled to you and your family.

There are no time or monetary limits regarding medical benefits for those who are entitled to workers' compensation in Maryland. The employer or employee can choose a physician for medical purposes.

Medical benefits include medical treatment, hospital and nursing services, prosthetics, medicine, and crutches.

The Maryland Workers' Compensation Act provides benefits for situations including temporary total disability, temporary partial disability, permanent total disability, and permanent partial disability. Temporary total disability benefits are paid when the injured employee is completely disabled and cannot work for a certain period of time. Temporary partial disability benefits are usually paid to injured employees who are forced to work at a reduced income level due to disability. Permanent total disability benefits are usually paid to employees who are permanently and totally disabled. This includes the loss of both feet, both hands, both eyes, or both legs, or any combination of a foot, hand, eye, or leg. Permanent partial disability benefits are paid to an injured employee who will be able to work again, yet still suffers a permanent impairment.

Most workers' compensation laws also provide employers and co-workers with a specific level of protection. They do so by putting a cap on the amount an employee can receive from an employer. This level of protection is also accomplished by prohibiting the ability of the employee to sue their co-workers. Workers' compensation acts as a no-fault system wherein an injured worker's own negligence, or that of the employers, is not put at the fore front, but rather the employee is simply covered for those injuries sustained at the work site.

Vocational rehabilitation is offered for employees who are eligible for workers' compensation.

If the employee dies as a result of his or her injury, death benefits are given to the employee's spouse, or the spouse and his or her children. Reasonable funeral expenses are covered. If the death occurred within seven years of the accident, funeral expenses are limited to either $2,500 or $5,000, depending on the time of the claim.

There are certain medical conditions that are not covered under Worker's Compensation Insurance, those are:
cardiac arrest
repetitious mental trauma
everyday natural disease
intoxication
willful attempt to harm oneself or others
injury sustained during off-duty social activity
an incident that occurred as an act of God
horseplay on the job that causes an injury

The Maryland Workers' Compensation Commission sets all attorney fees.